Throughout life, we all make mistakes. Many times, we regret decisions that we made and hopefully grow from them. When it comes to finances, there are many lessons to be learned, so get started now. Learn and share with your friends, family, and especially children. It is never too early to learn about finances. Get your children involved. Open an account for them. Save, Invest, and have them be part of the Plan for their future. The more they learn now, their likelihood for financial regrets will diminish. The least painful way to learn is from the history of others. If you’d like to learn from others’ mistakes (including my own), then take a look at this article: Americans’ Biggest Financial Regrets (msn.com). The first few regrets are around that ugly, four-letter word: DEBT. Whether it is credit cards or student loans, so many people have to deal with the weight of debt on their shoulders. Until it is cleared, this debt just becomes a burden that constantly sucks the life out of you. To avoid this regret, think twice before getting into debt. I always like to think of a quote from @Dave Ramsey: “Those who don’t manage their money will always work for those who do.” Start planning your financial future today, so you can have no regrets!