The Monday Money Brief August 31, 2026 Many people assume millionaires have secret investments or extraordinary income. Most don’t. What separates many millionaires is consistency and their ability to follow what is taught by J.L. Collins in his book: The Simple Path to Wealth.  This can also be viewed in a […]

The Monday Money Brief August 24, 2026 These two terms sound similar, but they mean very different things. Risk tolerance is emotional. Risk capacity is mathematical. Risk tolerance measures how comfortable you are watching your investments fluctuate. Risk capacity measures how much financial loss your situation can actually absorb. Someone […]

The Monday Money Brief August 17, 2026 Many people think financial advisors are only for the wealthy. The reality is that the right advisor often becomes valuable long before you’ve accumulated significant wealth. A good advisor helps you avoid expensive mistakes, build efficient systems, reduce taxes, coordinate investments, and create […]

The Monday Money Brief August 10, 2026 Real estate has created tremendous wealth for many people, but owning property alone doesn’t guarantee financial success. The best real estate investments solve a financial problem while supporting your overall plan. Rental properties can generate income and appreciation. A primary home builds equity […]

The Monday Money Brief August 03, 2026 Dividend investing sounds simple. Buy companies that pay dividends and enjoy passive income for life. While that strategy can work, many investors misunderstand what dividends actually accomplish. A dividend is not free money. When a company pays a dividend, cash leaves the business, […]

The Monday Money Brief Jul 27, 2026 Most overwhelmed professionals spend hours researching investments but only minutes thinking about taxes. That can be an expensive mistake. Your investment return is never just the number you see on your statement. What matters is what you keep after taxes. Capital gains, dividends, […]

The Monday Money Brief Jul 20, 2026 Not all retirement accounts are created equal. The best account for you depends on your tax situation, employer benefits, and long-term goals. But if you’re an overwhelmed professional looking for a simple place to start, here’s how I’d rank them. First, contribute enough […]

The Monday Money Brief Jul 13, 2026 Overwhelmed professionals often believe progress starts when life calms down. When the schedule clears. When work slows. When the kids are older. When stress is lower. When there is “more time.” That moment rarely arrives. The right time is one of the biggest […]

The Monday Money Brief Jul 06, 2026 This debate gets attention, but for overwhelmed professionals, the real issue is time, discipline, and probability. Index funds buy broad sections of the market. They offer diversification, low fees, and simplicity. Instead of betting on one company, you own many. Stock picking means […]

The Monday Money Brief Jun 29, 2026 Many overwhelmed professionals ask what to invest in when the better question is how to allocate. Stocks, bonds, and cash each have a job. Stocks are for growth. They can be volatile, but historically they have offered stronger long-term returns. Best for long […]