The Monday Money Brief October 19, 2026 Estate planning often feels like something you can deal with later. When you’re busy managing a career, family, finances, and everything else competing for your attention, creating a will or reviewing beneficiaries rarely makes the top of the list. But estate planning isn’t […]

The Monday Money Brief October 12, 2026 Most of us learned about money through experience. Usually expensive experience. We learned about credit cards after carrying a balance. We learned about budgeting after overspending. We learned about investing after realizing how much time we had already lost. Our kids don’t have […]

The Monday Money Brief October 05, 2026 Burnout doesn’t just cost you energy. It can cost you money. For overwhelmed professionals, financial damage often happens quietly. You’re exhausted, so convenience becomes the default. More takeout. More delivery. More impulse purchases. More money spent simply because you don’t have the energy […]

The Monday Money Brief September 28, 2026 Side income can be a powerful financial tool, but only if it supports your long-term goals instead of creating more stress. Too many overwhelmed professionals chase every opportunity to make extra money without asking whether it’s actually improving their financial position. The best […]

The Monday Money Brief September 21, 2026 Receiving a raise, bonus, inheritance, or tax refund feels exciting. Unfortunately, many financial gains disappear almost as quickly as they arrive. Lifestyle inflation quietly absorbs the money before it has a chance to build wealth. The best use of a windfall depends on […]

The Monday Money Brief September 14, 2026 Big purchases are rarely just financial decisions. They’re emotional decisions supported by financial justification. A new truck A vacation home A luxury watch A boat A dream kitchen None of these are inherently bad purchases.  The problem occurs when excitement replaces analysis. Before […]

The Monday Money Brief September 07, 2026 Financial independence isn’t about never working again. It’s about having the freedom to choose. That freedom comes from building assets that consistently produce enough income to support your lifestyle. Many people focus exclusively on earning more money. Few focus on increasing the gap […]

The Monday Money Brief August 31, 2026 Many people assume millionaires have secret investments or extraordinary income. Most don’t. What separates many millionaires is consistency and their ability to follow what is taught by J.L. Collins in his book: The Simple Path to Wealth.  This can also be viewed in a […]

The Monday Money Brief August 24, 2026 These two terms sound similar, but they mean very different things. Risk tolerance is emotional. Risk capacity is mathematical. Risk tolerance measures how comfortable you are watching your investments fluctuate. Risk capacity measures how much financial loss your situation can actually absorb. Someone […]

The Monday Money Brief August 17, 2026 Many people think financial advisors are only for the wealthy. The reality is that the right advisor often becomes valuable long before you’ve accumulated significant wealth. A good advisor helps you avoid expensive mistakes, build efficient systems, reduce taxes, coordinate investments, and create […]